Update on trailer replacement

[Slow Ride]

Several weeks ago I posted about a accident that I was involved in. In short, a person came through a red light and hit my boat trailer. At the time, I posted about repair vs. replacement of the trailer. The person's insurance company handled my claim very well and agreed to replace the trailer with a new one from Ranger. Here is where it gets a little rough - the insurance company paid me 75% of the cost of a new one due to the actual cash value (replacement minus depreciation) calculation, which is standard practice. I called my insurance company and asked if it would hurt my wallet less if I filed a claim through my insurance policy instead, but my policy is written the same way, I would only get actual cash value. So, I'm out a few bucks (a lot of bucks really - new trailers ain't cheap), but on the good side I'm trading a '06 for a '12, and I was going to get new tires this year anyway. I'm going to review my policies with my agent to see what options I have, but I suspect the actual cash value calculations keeps the policy costs down.

[Rstrelec]

You can always look for a color matching used Ranger Trail in good condition. At least I would think it is worth look and a few phone calls before dropping the cash on the 2012.

[Walkabout7781]

Did you not have the boat on the trailer? Maybe I should be towing my trailer around at the shopping center! Hmmmm. With the boat.

[buster502]

i would find a 06 trailer to keep it all matched up the same,and would be cheaper

[Slow Ride]

The boat was on there, but the impact was right on the spare tire and it acted like a bumper I guess. The spare didn't hit the boat - very close, but it did not contact the side of the boat.