Thread: Insurance Quote

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  1. #1
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    Insurance Quote

    Ok, so i got all my duck in a row to buy a good used Allison XB-21 and when i go on line to get a quote from Progressive, it red flags my quote, saying this boat can only have a 200 hp motor. WTH???



    Patiently waiting to join the “ALLY” family.




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  2. Moderator
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    #2

    Re: Insurance Quote (lakeozark bassboater)

    http://www.bbcboards.net/zerothread?id=652680
    Progressive is not who I would choose.

    Did they give you a reason why? That might be the reccomended HP but there is no restriction for a boat over 20' by the CG.

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    #3

    Re: Insurance Quote (RoadrashPaul)

    no reason was given. i just did the online quote. it was red flagged and would not allow me to proceed. who would you go with?


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  4. Member
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    #4

    Re: Insurance Quote (lakeozark bassboater)

    I have progressive only due to the fact they were cheaper and I have a motorcycle with them. I have the same combo (XB21 w/250XS) and no issues.
    2008 Allison XB21 2+2
    2011 Mercury 300XS

  5. Moderator
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    #5

    Re: Insurance Quote (rward69)

    I will find out who my dad finally found. I can't remember off the top of my head.

    The link I posted is the short version of the story. I cant find the original post or I would link it. The guy made a claim to Progressive to have something covered and they would not cover it. It was clearly something that should have been covered and was also a safety concern for the customer. They denied it. I have read a lot of stories like this from Progressive.

  6. Member
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    #6

    Re: Insurance Quote (RoadrashPaul)

    I use allstate

  7. Moderator
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    #7

    Re: Insurance Quote (lakeozark bassboater)

    Check with anyone but Progressive.
    That's all I'm going to say.


  8. Member
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    #8

    Re: Insurance Quote (Props4u2)

    Thanks, I wil.


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  9. Member
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    #9

    Re: Insurance Quote (lakeozark bassboater)

    I had the same issue while shopping for a rate. According to Progressive the max hp on xb21 limit is only 200hp. I went with state farm, only $55 a month.


    Don't feel bad. A lot of boats are slow.

  10. Happiness is a Sporty! F150owner's Avatar
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    #10

    Re: Insurance Quote (lakeozark bassboater)

    Ozark, I sent you an instant message via BBC. Turn off your pop-up blocker if you don't get it.

    Allison XB21 2+2, Merc 250 ProXS, 1.62 Sportmaster, Hydromotive Engineering X-OB 29
    Excel 1751 Viper F4, Tohatsu 50 4-stroke, EZ-Trac trailer
    FeelFree Lure 11.5 Kayak

  11. Banned
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    #11

    Re: Insurance Quote (Duane Harper)

    Markel is who I used and they have a diminishing deductable!


  12. Member
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    #12

    Re: Insurance Quote (Meyers)

    <table width="90%" cellspacing=0 cellpadding=0 align=center><tr><td>Quote, originally posted by Meyers &raquo;</td></tr><tr><td class="quote">Markel is who I used and they have a diminishing deductable!

    </td></tr></table>

    Nice....now that I like. I've heard of Markel but never looked into it nor do I know anyone who has it.

    I went with my local Erie agent that I have my homeowners and vehicle with.

    As to the original question by the poster about Progressive I'm with Lee and the others on that one. Don't you have a realtionship established with your local agent that you could get a quote from ? Like maybe your vehicle or home, cuz there are usually discounts for multiple items.
    2013 Allison XB-21 BasSport Pro
    2023 Mercury Racing 300R
    Bravo FS 30P
    ProMax 30P

  13. Member
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    #13

    Re: Insurance Quote (AllyFishing)

    Lakeozark, check your local Shelter agent too. I don't remember exactly but I think mine was 600-700 for the year. I insured it for 75K I think plus that covers accidents on the water etc. If you want the number for my agent over here in butler PM me.

  14. Member
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    #14
    I just got quoted 650 a yr from state farm
    2021 Skeeter ZXR21

  15. Member
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    #15
    Has anybody checked with Bob yet from Worldwide Marine Ins? His Co has great reviews from a lot of members on his service and the coverage offered. I'm thinking about giving him a call??

  16. Banned
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    #16

    Re: Insurance Quote (lakeozark bassboater)

    STAY the HELL AWAY from PROGRESSIVE!!! They want as much to insure a boat as they do a car for me!! I'm thinking American Family or World Wide Marine would be a better company to deal with.

  17. Member
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    #17
    I'm with State Farm. XB03 with a 280...$341/yr.

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