General Coverage Question

[MI17Explorer]

Anyone know if most policies cover damage to a motor from hitting a submerged object (rock)?

Thanks.

[insurancepro]

The companies we write with do included coverage for hitting a submerged objects. In most cases it will be replaced without depreciation. If the boat is older there may be situations where there may be depreciation applied. I always try to make sure there is not any depreciation but sometimes there is a big difference in the rate. I go over all the options with my clients so they understand how all the coverage's work. I hope this helps you. Feel free to give me a call if you have any other questions. Thanks Bob Luellen 800-339-1235