My boat was damaged back in April by Bolts that protrude from the docks. Long story short, the town and there insurance co. denied my claim. The bolts were covered with fire hose within several days. Fished there on Sat(7-25-09) most of the bolts are again uncovered, becareful they will gauge your boat. The insurance co. said they would not cover because the town did not know about the hazard, they know NOW. Still venting, thanks for reading.