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  1. #1
    Member
    Join Date
    May 2008
    Location
    Dallas
    Posts
    481

    Insurance claims

    As you all may have read I blew up my 200 efi on my 193. How do insurance companies view things like this. It may been caused by drawing water in the motor from a big wake so would that be covered? Is it worth the claim? thanks

  2. Member
    Join Date
    Sep 2007
    Location
    Grand Chenier
    Posts
    25
    #2

    Re: Insurance claims (jcfd129)

    If I was paying the premiums I would go ahead and file a claim and see what happens. My brother tore up is lower unit a while back and insurance covered it with no problems.



    James Bonsall

    1997 171 SC



  3. Member
    Join Date
    Jul 2007
    Location
    Aurora, Mo
    Posts
    3,490
    #3

    Re: Insurance claims (jcfd129)

    You really need to make sure and word EVERYTHING just right and dont give them any more information than needed!

  4. Moderator Luke's Avatar
    Join Date
    Oct 2004
    Location
    Sullivan,MO
    Posts
    29,408
    #4

    Re: Insurance claims (ssimpala71)

    also its not gonna hurt to have a good Mechanic " on your side"

  5. Member
    Join Date
    May 2008
    Location
    Dallas
    Posts
    481
    #5

    Re: Insurance claims (Luke)

    yeah I have the comprehensive and it says flooded boat so it swamped my motor that would be the same thing!?!??

  6. Member
    Join Date
    Mar 2005
    Location
    Livonia, MI
    Posts
    710
    #6

    Re: Insurance claims (jcfd129)

    If your motor injested water, they will be able to see that because of the rust on the cyclinder walls. When I swamped my motor (progressive cut a 11k asap) this past may, all the adjuster wanted to see was the cylinder walls.

    Good luck

    Mark

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