Somehow came across American Cruise Lines. Got to looking more into it and just got a brochure I requested. If they were a mega ship that holds the population of a small town I would have no interest. They have five categories of cruises. New England, Mississippi River, Snake/Colorado River, Puget Sound, Alaska and Southeast coast.
Ships' capacities are from 90 to 180 depending on the type of ship.
I like one page in the brochure that states "What we are Not"
* No mega ships
* No overtourism or crowded ports
* No pre-paid beverage packages
* No casinos, no pools, no small state rooms
* No fake balconies
* No nickel and diming - no point of sale displays
* No lines
Need to spend that retirement money on something.