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  1. #1
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    Financing Tackle ?

    I was shopping an on-line tackle supplier (no it’s not TW) and noticed they offer financing.
    For example a jig that sells for $4.85 can be paid off with 4 installments of $1.21. WTH

  2. Member
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    #2
    Looks like you save a penny by financing.

  3. Member Okie Poke's Avatar
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    #3
    No interest charges for financing?
    Dallas Cowboys…..Eventual Super Bowl Champions

  4. Member
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    #4
    Theyve got that on about every website you go on now no matter what it is

  5. Member
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    #5
    Al only has one rule. He needs to add a second one that says if you finance tackle you should be immediately banned, It’s simply not the BBC way. Also I think that would be grounds for divorce if your wife found out you were sneaking around and financing tackle behind her back.

  6. Member
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    #6
    Quote Originally Posted by Okie Poke View Post
    No interest charges for financing?
    lots of online shops now have a 3rd party payment options (Klarna, Affirm, etc) That are interest free.

    Used it quite a few times on bigger purchases (over $150) like rod building supplies, lawn supplies etc, to pay it off over three months. We could pay it off upfront, but we aren’t BBC rich and it’s nice to not take that much out at once and especially with it being interest free it’s the same amount leaving the account.
    1995 Ranger 481v
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  7. Member
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    #7
    Quote Originally Posted by basshammerwannabe View Post
    Theyve got that on about every website you go on now no matter what it is
    Yep, been around for a few years now.
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  8. Member paulrodbender's Avatar
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    #8
    Quote Originally Posted by Kromer View Post
    I was shopping an on-line tackle supplier (no it’s not TW) and noticed they offer financing.
    For example a jig that sells for $4.85 can be paid off with 4 installments of $1.21. WTH
    It's brillant marketing and perhaps a marriage/argument saver...... When the other half asks, and what did you just pay for this stupid jig? You can reply, $1.21 Honey.

  9. Member MichAngler's Avatar
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    #9
    These days you can finance a cheeseburger so why not a crankbait?
    "The handicapped angler"

  10. Member dwtaylor's Avatar
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    #10
    Quote Originally Posted by ECobb91 View Post
    lots of online shops now have a 3rd party payment options (Klarna, Affirm, etc) That are interest free.

    Used it quite a few times on bigger purchases (over $150) like rod building supplies, lawn supplies etc, to pay it off over three months. We could pay it off upfront, but we aren’t BBC rich and it’s nice to not take that much out at once and especially with it being interest free it’s the same amount leaving the account.
    How does that work? Did you have to do a credit check?

  11. Member suck my wake's Avatar
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    #11
    Be a bummer to break off the jig the first time you use it and still have to make payments.

  12. Member Garfish's Avatar
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    #12
    Must be shopping TEMU or AliExpress

  13. Member
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    #13
    America went from the BBC way to get into much Debt as you can... No telling what the avg is for most americans today

  14. Member
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    #14
    Here's a more detailed look:

    • 2020: $5,313 CNBC reported.
    • 2021: $6,209 (first quarter).
    • 2022: $7,951.
    • 2023: $8,599.
    • 2024: The average balance per consumer was $6,380 (TransUnion).
    • Q1 2025: $7,321 (LendingTree).”

    LOTS of Americans slaves to their debt.


  15. Member
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    #15
    Quote Originally Posted by suck my wake View Post
    Be a bummer to break off the jig the first time you use it and still have to make payments.

    Now I wont be able to get a new one until I pay the old one off.

  16. Member
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    #16
    What is the difference between that and putting it on a card that you only pay the monthly minimum on?

    I guarantee there is a s-ton of tackle bought on credit cards that aren't paid off every month.

  17. Lowrance/Garmin/GPS Moderator fishin couillon's Avatar
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    #17
    Quote Originally Posted by adam_p View Post
    What is the difference between that and putting it on a card that you only pay the monthly minimum on?

    I guarantee there is a s-ton of tackle bought on credit cards that aren't paid off every month.
    No difference but there may be some that dont have a credit card so the quick loan works....
    YOU are not entitled to what I have earned!!!!!

    2014 Phoenix 619 Pro / 2014 Mercury 200 Pro XS

  18. Member
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    #18
    Quote Originally Posted by n2ratfishin View Post
    Here's a more detailed look:

    • 2020: $5,313 CNBC reported.
    • 2021: $6,209 (first quarter).
    • 2022: $7,951.
    • 2023: $8,599.
    • 2024: The average balance per consumer was $6,380 (TransUnion).
    • Q1 2025: $7,321 (LendingTree).”

    LOTS of Americans slaves to their debt.

    Not us. The last vehicle I financed was 12/28/1996. Paid off our house around 12 years ago. We either pay cash for everything or put it on a credit card and pay the bill in full every month and earn miles for the dollars spent. We've used those miles to pay for trips to Napa and Charleston/Savannah.
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    "I've got the boat, the rods and reels, the lures . . . now if I could only catch some fish."

  19. Member
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    #19
    Me and my wife have used those services, but not for 1 $5 jig obviously. Interest free and no credit check so why not. If you’re ok with getting hated on BBC for it

  20. Member
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    #20
    Quote Originally Posted by fishin couillon View Post
    No difference but there may be some that dont have a credit card so the quick loan works....
    But the premise of the thread is to talk crap about financing tackle when there are tons of people even on this website who buy their crap on a card and pay it monthly.

    I agree with the OP that financing tackle is dumb but don't forget putting it on a card and not paying it off every month is just as dumb.

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