Simply, yes it could put them in jeopardy.
Simply, yes it could put them in jeopardy.
Huntin' Ducks, Chasin' Pheasant, Catching Fish
MLF will be named in multiple lawsuits (each victim's family and possibly the guide plus possibly separate claims from insurance carriers) that's how lawsuits in high-dollar complicated cases work. They're a for-profit company that was conducting business on the lake that day. They also had a "tournament director" which means they were in responsible charge of the event. This is plenty to bring them in initially. The main reason they will be brought in is they most likely hold the highest insurance value (pot of money) of anyone involved. The attorneys will try every way possible to pierce their veil and take possession of that money. Whether MLF actually pay any damages will depend on many factors.
The issue in these situations becomes the cost of defense even if the party named technically did nothing wrong. A major factor on this end will be whether MLF has "first dollar defense" coverage in their policy. This is huge in this type of case because it can easily cost six figures just to get cleared when multiple lawsuits are involved. I've been through this several times as a PE and it's a really frustrating situation. I've also been an expert witness in numerous cases and quickly learned our legal system is not based on right, wrong, or common sense. It's simply a venue to either inflict or avoid financial harm. The skill or lack there-of of the attorneys typically decides the case. An example of how crazy things could get is the tournament angler's attorney could conceivably bring suit against MLF to help deflect blame and or damages from his client.
2006 Ranger Z20 / 225HP Merc Pro XS
Last edited by geodebasser; 04-18-2025 at 08:30 AM.
I don't think so. That's what lawyers and insurance is for. If they find the nitro driver at negligent fault though, then he better hope he's got a good lawyer and some damn good insurance... Same goes for the guide. The guide better make sure that he had everything he was supposed to have in order to be legal. It's going to be ugly for a while.
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Last edited by mrlawler1; 04-19-2025 at 06:07 AM.
MattandAmber Lawler on Facebook
Matt Lawler HF on Facebook
matt_lawler_hf on Instagram
“Growing old is mandatory, but growing up is optional. ” ~Walt Disney.
17 Ranger Z520c Black Out Edition
Yamaha 250 SHO
There's lots of decaffeinated brands that are just as tasty as the real thing.
Hi Mike.
That’s it. I’m structural. We carry a large policy which is very attractive to attorneys when something goes tits-up even when we had no culpability in the situation. Many people think there’s some overseeing agency or individual that sorts things out before suit is brought. Unfortunately it’s the Wild West. Once the crap hits the fan you need to head for cover and get an attorney on board. You can tell by the posts on this thread who has spent time in a room full of attorneys during a deposition.
2006 Ranger Z20 / 225HP Merc Pro XS
He said that trying to cover for his boy, plain and simple. If it is a tough spot to navigate then it puts even more of an onus on the bass boat captain as to not be going so fast he cannot avoid another boat, especially one just sitting there not moving. In my mind that statement makes the bass boat captain look even worse for driving at speed in an area where he cannot see and avoid a sitting or moving object.
96 Viper Coral202 225 Opti serial#1B011431