2025 Investment Impacts from Policy Change

[davidsa]

best of luck!

[Bassin08]

Wifey got a promotion. It's really nice out there. It's our kind of world, other than the snow and cold.

Her hospital is in Racine. The housing market out there is hot, I've been chasing my tail the last couple days. We just put in an offer in the Waterford area.

Waterford is a nice area, my brother-in-law lives there. Nice houses at reasonable prices. I’m 40 miles straight north of there.

[mossie3]

The Market is speaking what it thinks of policy changes.

[boneil]

The Market is speaking what it thinks of policy changes.

It's certainly and uncertain environment.

I will say though, if I wasn't buying a house in a couple weeks, I would be buying a little today for long term holdings. Markets don't usually stay under the 200 day for too long.

[davidsa]

The Market is speaking what it thinks of policy changes.

Uncertainty makes consumers and business alike pause. That hurts the economy.

Buying is not part of my current strategy but I will convert some IRA to Roth IRA today.

[Bairn]

The Market is speaking what it thinks of policy changes.

It is the lack of clarity that is spooking it.
This is a “man” made disaster…hope all are looking at 401ks today.
Completely unnecessary loss of folk’s capital.
Hard not to be somewhat angry

[Boondock]

It is the lack of clarity that is spooking it.
This is a “man” made disaster…hope all are looking at 401ks today.
Completely unnecessary loss of folk’s capital.
Hard not to be somewhat angry

Hope everyone is happy
Getting what people voted for… grand times and it’s just starting

[davidsa]

Hope everyone is happy
Getting what people voted for… grand times and it’s just starting

appreciate if we keep politics out of this thread. we have a number of tax related policies coming in future months I'd like to discuss in a thread. It is clear that lack of stability in policy is impacting markets and we don't need to go further then that.

[NitroZ7]

appreciate if we keep politics out of this thread. we have a number of tax related policies coming in future months I'd like to discuss in a thread. It is clear that lack of stability in policy is impacting markets and we don't need to go further then that.

Another ugly day in the market. I think we get a CPI reading this week and if it is hotter than expected then recession and stagflation are probably going to be the consensus outlook.

[boneil]

appreciate if we keep politics out of this thread. we have a number of tax related policies coming in future months I'd like to discuss in a thread. It is clear that lack of stability in policy is impacting markets and we don't need to go further then that.

^^ this.

[boneil]

Another ugly day in the market. I think we get a CPI reading this week and if it is hotter than expected then recession and stagflation are probably going to be the consensus outlook.

What you talking about? everything green on my screen

[bassnpro1]

FINALLY got a thread in the lounge. Bottom is in

[boneil]

FINALLY got a thread in the lounge. Bottom is in

Nope. Sorry. The rules are the lounge thread must be a "market crashing" "I'm out" type of thread. Must show despair. The current thread in the lounge is more of a "buy the dip" mentality.

Plus, a true bottom will be marked by a despair type thread with an accompanied "Markets in Turmoil" CNBC special.

[NitroZ7]

Nope. Sorry. The rules are the lounge thread must be a "market crashing" "I'm out" type of thread. Must show despair. The current thread in the lounge is more of a "buy the dip" mentality.

Plus, a true bottom will be marked by a despair type thread with an accompanied "Markets in Turmoil" CNBC special.

I also monitor the FIRE threads on reddit. When you see the posts "I may have to go back to work" then that may be the bottom.

[davidsa]

While tariffs and govt reduction has taken the headlines about every day since January, I'm surprised to see almost nothing on individual tax rates for 2026. They must be seeing big headwinds and 2017 tax cut extension is not 123 simple. So I started doing a little research to potentially appreciate the situation better. it appears that for every man, women, child in this country we have a roughly $580/annual budget deficit. For every US citizen, our national debt is roughly $105k per person. Given children don't pay taxes, the figures are likely 2x for each adult.

total guess that the administration is waiting to see evidence that govt reduction will lead to the lower costs before they make tax rate decisions.

[NitroZ7]

While tariffs and govt reduction has taken the headlines about every day since January, I'm surprised to see almost nothing on individual tax rates for 2026. They must be seeing big headwinds and 2017 tax cut extension is not 123 simple. So I started doing a little research to potentially appreciate the situation better. it appears that for every man, women, child in this country we have a roughly $580/annual budget deficit. For every US citizen, our national debt is roughly $105k per person. Given children don't pay taxes, the figures are likely 2x for each adult.

total guess that the administration is waiting to see evidence that govt reduction will lead to the lower costs before they make tax rate decisions.

If the govt came to you and said "If you pay us $200,000.00 to help with the debt then you would not need to pay income taxes for the rest of your life" would you take it? (This assumes that you trust them with the deal

[boneil]

If the govt came to you and said "If you pay us $200,000.00 to help with the debt then you would not need to pay income taxes for the rest of your life" would you take it? (This assumes that you trust them with the deal

If I can get that in writing, then YES.

[NitroZ7]

If I can get that in writing, then YES.

I think I would take that deal as well if they were offering it.

[tcesni]

While tariffs and govt reduction has taken the headlines about every day since January, I'm surprised to see almost nothing on individual tax rates for 2026. They must be seeing big headwinds and 2017 tax cut extension is not 123 simple. So I started doing a little research to potentially appreciate the situation better. it appears that for every man, women, child in this country we have a roughly $580/annual budget deficit. For every US citizen, our national debt is roughly $105k per person. Given children don't pay taxes, the figures are likely 2x for each adult.

total guess that the administration is waiting to see evidence that govt reduction will lead to the lower costs before they make tax rate decisions.

The legislation for extending the tax cuts and adding additional tax cuts (tips, overtime, SS) was originally going to be included in the House legislation for funding through the end of the 2025 fiscal year. The Senate said nope so they did the CR instead. Extending and increasing the tax cuts comes next but the challenge will somehow showing it won’t increase the deficit, otherwise it will need 60 votes in the Senate. All this disruption with the federal workforce is really a spit in the ocean compared to the actual cost drivers in the budget.

[davidsa]

If the govt came to you and said "If you pay us $200,000.00 to help with the debt then you would not need to pay income taxes for the rest of your life" would you take it? (This assumes that you trust them with the deal

I'd pay at least 2x that if it were true and basic services like defense would continue. The national debt per capita figure really spoke to me about the challenge we face to right our financial ship