Guys do what you want. I don’t make the rules and had no idea that the hull rating was just a suggestion and my insurance provided did not give a shit about exceeding the hp “suggestion”. My truck does not have a hp rating so if I was (which I do t need more than 450 hp) I would not be violating g anything on my policy. I just follow the rules and wanted a true 300 hp and a boat that was rated for it. And if you are going to strap the much hp to a small boat please take the time to learn how to drive it. Boats are a different animal above 85 and shit happens fast. Good luck! Actually thought this would be more of a discussion than what it was. Cheers!