just go ahead and pick Bama because after that first loss you have to switch anyway,,,,,,,,Originally Posted by catjuggin
just go ahead and pick Bama because after that first loss you have to switch anyway,,,,,,,,
"Being a winner is more than getting a first place trophy, it is acting like the effort was an honor and the trophy is just a decoration."
"A successful man is one who can lay a firm foundation with the bricks others have thrown at him"
The only thing wrong with Alabama is that you will have to pay state tax, on top of income tax. Lots of good small towns close to big cities. In TN, no state tax, and good small towns close to big cities just like Ala. In middle TN , there are a couple of good small towns with plenty of work, one great company is the "Lodge Cast Iron" plant in South Pittsburg and plenty of work at the next two towns ( Kimball and Jasper TN). They are 30 minutes from Chattanooga. You have plenty of towns to pick from, so it's not going to be easy. You will not go wrong with either state, both have plenty of job openings. One thing for sure, both Chattanooga and Huntsville are extremely busy cities and the traffic is awful most of the time, but both cities are beautiful with plenty of shops. The real only way to really know these cities and their surroundings is to spend some time visiting them. I love it here in middle TN. Both the wife and I have awesome jobs. Plus the fishing is also great at Tim's ford , Nickajack lake and Lake Chickamauga. Plus Lake Guntersville is only 50 minutes away for home.
Kills me to pay taxes on groceries & services. TN reduces the sales tax a little on unprepared food, but still it's a factor.
If you drink, TN has the highest taxes in the US. As noted previously, ALL states charge for the privilege of breathing.
Since it's likely your last hoorah, I'd suggest a LOT of research. Concentrate on healthcare (bad in the South) & fishing.
Definitely look at income taxes. Thirteen states tax Social Security income, a bunch tax 401k/IRA income. And more stuff.
Google is your friend. Research homestead laws. Florida, and Texas, prohibit foreclosure over basic private debts, totally.
And in Florida, we ensure your property tax assessment is NEVER increased more than the lesser of CPI or 3% per year.
New Mexico has crazy low taxes AND discounts for seniors on property tax. Delaware almost doesn't have taxes, a secret.
I'm not trying to influence your decision, just encourage a lot of research. Everyone is different, everywhere is different.
Crankin, good luck on your move and getting out of Illinois. I should have years ago but never did and regret it. Tennessee is a real nice place.
I've heard similar stories but have not experienced myself when I moved from Illinois over 3 years ago. First of all getting out of Illinois is a good idea, you'll find a warmer climate, friendlier people, lower real estate taxes and lakes everywhere. At least that is what I've experienced here in Louisiana
The power of positive thoughts
Hahahaha. Sad but true.just go ahead and pick Bama because after that first loss you have to switch anyway,,,,,,,,
War
Damn
Eagle
You can lead a horticulture,
but you can't make her think.
MSNBC and I both would disagree with you.
https://www.cnbc.com/select/state-ta...gest-smallest/
Totally not true. TN has no state income tax and low property and sales tax.
I'm aware there's no income tax there and property taxes are moderately low.
However, when real estate increases in value, your taxes chase right behind it.
TN has a stiffling sales tax (8.50 to 9.75%) and half rate, finally, on groceries.
As noted, taxes are everywhere. Low taxes usually means low services as well.
Thus my note on research. We wouldn't move to a rural area due to healthcare.
Everywhere is different, even crossing a county line can make a big difference.
I have the pleasure of living (split-time) in both Texas and TN.
When one thinks of "higher sales taxes"...you have to figure in "how much 'stuff' do we actually buy"?
After the cars and houses, our monthly purchases aren't all that much. I pay 8.25% sales taxes in Texas, and 9.75% in TN.
If I spent $100,000 on odds and ends every year, (probably pretty high for many) ... the difference would only be $1,500. Heck, thats $125.00 a month. Not enough to make me choose one place over the other.
Higher sales taxes pay for all of the things that higher real estate taxes and state income taxes pay for. I can assure you that, when I lived in Illinois, the over-all tax difference was a lot more than $125.00 a month.
You've received some excellent advice.
I'd suggest that you make up a spread sheet.
List, in order of importance to you, all of the items. Work; Fishing; Wages in the area;
RE taxes; Sales taxes; income taxes, distance to job; distance to fishing; distance to hospitals; distance to an airport...etc. On and on until you've covered all of the questions.
Then, put a value of 1 to 5 on everything. Start filling in the blanks. When you get done, your spread sheet will have some higher places and some lower places. If you set it up right, it will narrow down your choices.
I hope that you find what you are looking for.
richg99
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