I was on a lake with 100% boat house coverage, the popcorn storm came in quick, so I tied to a dock and hoped in a boathouse. storm left, and a State Police water patrol found me, and the owner wanted to press trespassing on me. a couple weeks later I was back in a cove against a bluff, and another storm came in...... heard a crack, and I took off through the no wake like a bat out of hell, under a bridge and across the lake, to another No wake, which I blew through to the ramp. jumped in the truck. not long after the State Police motored into the ramp looking for me. He was under the bridge. Lots of explaining about the Trespassing issue and that it was a safety issue. He was not amused, I did not receive a ticket.
on an ACOE lake like Hartwell you can legally tie up under any covered boat dock in the event of a storm.