In Feburary i idled over a concrete structure and gouged the hull at the very back. About 6" long and pretty deep. Got the estimate and turned it in to State Farm the other day. Well the lady asked me if i was sure i wanted to make the claim. I said yes but why? Well she informed me that if i make this claim and a second claim with in a year, that SF would not renew my policy. Now i had the policy for 5 years and this will be my first claim. Has anyone ever had this type of issue when making a claim or two claims at that?

Yes, these insurance companies are a F'n rip off.......i was pissed when i left that office and told the wife if they drop the policy we are moving all of our policies else where.