This takes about 3 minutes to make and man is it good!

1- 16 ounce sour cream
1 - 12 ounce cream cheese
1- small package of cheddar cheese
1 - bottle of PACE picante sauce HOT!

mix all the above together and eat! We use the Pace Picante Hot sauce because we like ours a little on the warm side but you can use whatever you want. Make sure to have a cold drink as this stuff get's hotter the more it sits.