I have a very good insurance representative. I feel better having a separate policy for my boat than just adding it to my homeowners. I have sign and glide and also electronics and equipment coverage. . But neither of my boats are expensive boats...about 15 or 20 K replacement value. I also have high liability coverages. My boat insurance policies are around $260 each....give or take a couple of bucks. Does this sound about right to you?
RT188
I LIKE boats...BUT I LOVE PLANES
Oh yeah.... I love the RT188 too.
310 a year. Just paid it State Farm. But they are raising rates every bill.
Cheap IMHO! I just got my renewal. $642 a year for a 2001
I am getting raped! LMFAO!Originally Posted by DaveBrabec
400 and something a year I think. The boat is a 2023 though.
2023 Xpress H18 with 115 SHO that's optioned to fit my wants and pulled by a little Ram.
Never argue with an idiot. They will drag you down to their level and beat you with experience. Just smile and walk away.
just under 400 yr for 2025---last yr was just over 300 though, 80 buck increase
Last edited by mactlman; 05-01-2025 at 07:00 AM.
2022 z519 cup 225 merc 4s ser # 3B210484. 2--hds12 live units. 2 poles, atlas plate, ghost, hamby's, active target, merc digital gauges
2002 basscat pantera 3 (dad bought new) sold 8-2-22
2000 stratos 20 ss (bought new) 200 hp Rude ficht great boat/motor sold 11-21
pulled by a 2500HD Denali will all the BANKS upgrades
MAGA 45-47
ASE/GM Master tech before tools
$512 a year for 2016 Skeeter ZX250. State Farm.
2016 ZX250
$1242 a year. 109k agreed value, 10k personal items.
I think it was half a few years ago but not really sure.
progressive
Mine is with Farm Bureau, $1024 a yr for a 2019 Bullet with a 300
$180 a year for my 1995 Ranger with 300k tournament liability policy through State Farm.
my rates have went up 20% this past year for both vehicles and boat. It’s the only increase that we’ve had in the past 7 years.. so it’s keeping up with inflation but still.
1995 Ranger 481v
1995 Johnson Fast Strike 175hp
$580 per year on 2025 Vexus VXs20. Agreed upon insured value at $120k plus $500k in liability. Florida is one of the more expensive states. Policy is Progressive purchased through Worldwide, board sponsor
$640 a year through Worldwide/Progressive. Agreed value with 300K liability
2020 Caymas CX21 Pro
Mercury 250 Pro XS
Serial# 2B686100
Lowrance Ghost
Lowrance HDS 12 Lives
AT1
$175 per year through Travelers, although my coverage might be a little low if I add more boat control or add newer fishfinders. Then again, this is a 40 year old boat, and I'd likely have to shop for another boat if it got into a wreck, regardless.
1985 Skeeter SF-175 & 1985 Evinrude 150 XP (with VRO removed)
2x Humminbird 1199 with Humminbird 360 and Side Imagng
Garmin Echomap UHD 93sv with LVS32
Minn Kota Ultrex 80 45" DCS Advanced GPS
Millennium Spyderlok Crappie Rod holders
730/yr AmFam 2023 basscat
A little over $200/yr with Shelter and my agent has pictures of the "garage queen".
2001 ChampioN 206 Yamaha 225
$550 thru State Farm on 2025 520r $105k value
$238.20 with Kentucky Farm Bureau. 2000 Ranger R83.
2000 Ranger R83
2000 Evinrude Ficht 150
MG Trolling Motor
Garmin ECHOMAP 63cv, Garmin Striker 7 (helm)
Garmin ECHOMAP 93sv, ECHOMAP 73sv (bow)
"I've got the boat, the rods and reels, the lures . . . now if I could only catch some fish."
$736 canadian dollars so like .37 cent usd.
25K coverage for the boat/motor/trailer 2014 Z7.
25K extra coverage for electronics, rods, etc.
Coverage is pretty much maxed out and pay over a grand on a 21 Caymas through Progressive. I do need to take a relook as a few weeks ago got a letter in the mail about something they would no longer cover the total value of the boat but what is was worth..or something like that.
$325 St Farm
Reply With Quote