my wife backed my boat in to a tree last year, dead center on the motor. motor was trimed up without the transum saver. I didn't see any damage to the motor or boat. I continued to run the boat the rest of last fall. every once in a wile I heard a cracking noise.
Today I took the motor and jackplate off, I found cracks at the bottom corners of the jackplate on the transum. this is NOT just a crack on the serface, it gose all the way to the wood core.
should my insurance cover this?

spork