Lakes would be... Perry, Wilson, El Dorado, Cedar Bluff, Melvern, Big Hill, Hillsdale, Milford... 6 of these. 120 per tourney, 100 payback, 10 big bass, 10 to Classic to be held on a Kansas lake. That's 100% payback. To keep from getting jackpotted, I would suggest the first tourny you fish you pay double. That way you're already paid up for the next tourny and it keeps the tourneys more competitive.