I had a repo 5 years on a truck but ive had 4 wheelers and trucks and credit cards since the last time i heard my score was in the mid to high 600's but im not sure i havent had a late payment ever except right before my repo wich was a hard time in my life for a few months but all is well now. Is there any help for a new boat if so where?
Clay Harris "LA" lower Alabama
All you gotta do is catch 5
Tough question. It can be answered a couple ways: yes there can be hope out there, and how much are you willing to pay. Some lenders with scores in your area and the bump in the road will still do a loan but have a higher interest rate and shorter terms. It does make the payment higher but building history with a toy purchase will help over time. The best this to do is stay clean every month and keep building history.
We also have a new service available that helps people get old and error items removed from credit bureaus. It is a law firm that works a 3 month plan and has a history of raising credit scores from 60 - 100 points. You do pay for it but in the long run, will end up saving money with the ability to get lower rates.
Let us know how we can help.
Ken, Todd & Chris
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