I went online and pulled up several sites to get quotes and the prices started dropping like crazy. My cheapest on the phone was 1100 a year for 300,000 and 28,900 for the boat I went to Boat U.S. and got it for 241thats with given them the same inof I was given everyone else. I do know that all the insure is boats and which would make them a pro at it I think. They even have tournament fee reimbursement which is awesome