Cap Center is a mortage company that pays All closing costs for you.

I already had a low rate so a normal company didn't help, just to many fees and costs.

Sounds to good to be true but I was the guinnea pig and it was free attorney,aprasial,title ins. all costs paid!!! You only have to refund your escrow but you get that money back from your current mortage company.

Saved us 130 bucks a month and 3 years for 0 costs. ( rates have gone up since then but it wouldn't hurt to watch it).