Advanced ROTH question for guys in the business

I have a grandfathered plan that I can no longer contribute into because I did not enroll in the monthly deposit option before the deadline expired. I am finally making enough money to put into a Roth again, but the girl said I have to open a new account with the new guidelines of me paying 3% of the balance. My question is...what happens to the old Roth? Does it have to get sold off or does it just stay like it is forever? Can a person have 2 separate Roth accounts? Thank you, this is way above my have a clue level.

oh I’m asking here because I don’t have a lot of trust in her or her services.

I currently run an RIA and haven't heard of the 3% rule before unless that's her Asset Under Management Fee and if that's the case there are cheaper options. Can you elaborate on what type of Roth it is? Is it attached to an annuity? If you want you can PM.

I sent a PM, thank you and I’m not very well versed in this type of thing so hopefully I answered what you needed to know.