Like most I've shopped boat insurance over the years. I changed to World Wide Marine like alot of folks on here. Bob has always been great explaining coverage and assisting on questions. I realize they are underwriters for company's Got a non renewal based upon "claim history". I have had two claims in four years, a broken swivel bracket and a propshaft/prop. Both were hitting obsructions on the water and handled without issue. Is this not why we carry insurance? Sent Bob and message and will call tomorrow. Just wondering others experiences?