Originally Posted by
clayshooter100
How do you come to the conclusion that the 4 nuts lost their preload torque? The OP clearly states that one of the front studs was sheared off cleanly, and the other front stud and nut was still attached holding on a small chunk of the gearcase. Sure it is possible that the nuts had not been torqued properly after re-installing the lower unit at some point, but I don't think we have enough info yet to jump to conclusions. I have also heard of a missing rear bolt causing a chain reaction of overloading the main studs and nuts causing them to fail together.
Because the lower unit would not have fallen completely off WITH NO IMPACT, if all the fasteners had the correct preload torque...… In my opinion.
A more likely scenario is there probably WAS an impact, or loose fasteners.....The no impact statement however, can not be proven without examining the lower unit...….which is at the bottom of the lake.
OP Your best bet is to call your insurance and see where that leads, because you will get no relief with Mercury!