Im looking into ordering a new 2019 Phoenix 920 PRO XP. I had rangers for 20 yrs and never had insurance.
I was not as responsible as I should of been but it was a $20k boat and this one is fully rigged with all the electronics I want for $76k so I am a little worried about finding a good insurance company. If my boat was stolen or burned up I want to make sure the insurance covers everything. 24 g-loom is rods at around $400 to $650 each and all high end shimano reels that avg $350 to $500 each I want to make sure boat insurance covers everything. A buddy had us new ranger burned in a wildfire and I live in a high fire area in California also. He had issues getting them to replace the $30K in rods and reels and $5k in tackle. They want red receipts and pictures etc. I haven’t kept one receipt and all my gear was bought new this year. I just wonder if anyone knows is there a good company that deals with just boats that would understand the high $$ amount that rods and reels and tackle cost. Thanks for your help.