Don't worry Ma'am....
I'm only here for the Bass.
I had no idea I was a lucky guy. I have had 3 cookie cutter Chargers, not one has caused me a problem. I saw my previous Charger 2 weeks ago, it is a 1989------ 30 years old. Now on its 6th owner. Gel coat has seen better days, but structurally the boat is sound.
Only boat I wouldn't consider a cookie cutter boat would be an Allison
If you have chucks of fiberglass coming off your boat could be starting to delaminate.
We had a guy with a Z6 in our local club have his entire hull replaced for this same reason