I'll be in the market for a brand new boat in January 2019. I'll have my down payment completely saved in that month. Given the length of time to meet with the dealer, pick out all your options and then wait for the build, when do you sign the agreements and make the down payment? Is it right when you order the boat? Do you make boat payments in the 10-20 weeks that the boat is being built? I'm trying to get an idea as to when the earliest I can order the boat is. I want to build in time because of all the delays in production you guys are writing about and I want to have it ready to roll as soon as the water thaws here (Late March- Early April).
Also do you guys usually go through the dealer to get financed, or is it better to shop around on your own for best rates?
Thanks for the help.