View Poll Results: Do you own your own boat outright or still owe?

Voters
1133. You may not vote on this poll
  • OWE

    275 24.27%
  • OWN

    858 75.73%
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Results 1 to 20 of 331
  1. #1
    Member
    Join Date
    Apr 2009
    Location
    CT
    Posts
    613

    Do you own your boat outright or still owe?

    Just curious as there is always the running joke on here of "I always pay in hard cold cash" lol. Do you own your boat with zero payments for financing at this time?

    Even if you only owe a few months payments - respond as "owe" (to make it simple). Or "own" if you truly do.

    Me personally: Own

  2. Member
    Join Date
    Jul 2014
    Location
    southern Indiana, along the Ohio river
    Posts
    3,511
    #2
    Own

  3. Member
    Join Date
    Jul 2011
    Location
    Pea Ridge, Ar.
    Posts
    3,572
    #3
    OWN. From day one.

  4. Moderator 21XDC's Avatar
    Join Date
    Sep 2004
    Location
    Westland Michigan
    Posts
    63,330
    #4
    I own my old beater.... I paid 1/2 cash and took 10 years to pay the rest.

    Marks Props 317-398-9294, 1850 East 225 South, Shelbyville, Indiana 46176 propellerman59@gmail.com http://www.marksprops.com/index.html

  5. Member edwonbass's Avatar
    Join Date
    Oct 2015
    Location
    Columbia, MD
    Posts
    628
    #5
    1994 Tin rig. Still making payments if dumping money into it counts.

  6. Member Triton19x2's Avatar
    Join Date
    Jan 2010
    Location
    Rome, Ga.
    Posts
    2,661
    #6
    own

    2019 721 ProXs 4S 250
    2B599739

  7. Member
    Join Date
    Jun 2004
    Location
    Flowery Branch, Ga.
    Posts
    5,990
    #7
    2004 Stroker and I own it.
    Will be my last boat.

  8. dartag1829
    Guest
    #8
    Paid cash for my 2002 Ranger in 2004. Sold a Mastercraft ski boat when I quit skiing. Treat it like a baby and it looks better than a lot of 5 year old boats. The Ranger quality back then rivaled Mastercraft boats. I cringe when I see todays 70k boats sitting without covers, dirty and scratched. Guess people today have a lot more money than I do.

  9. Member Bob G.'s Avatar
    Join Date
    Jan 2013
    Location
    Milton, Vermont
    Posts
    6,076
    #9
    Quote Originally Posted by 21XDC View Post
    I own my old beater.... I paid 1/2 cash and took 10 years to pay the rest.
    Beater Bullet!!

    I paid in full when I bought my boat used. 1/2 cash that I had from savings and 1/2 from HELOC. Sold previous boat in one week (no loan) and put proceeds towards HELOC. Paid remainder of HELOC in 4 months.
    2006 Triton TR-21 XD, Mercury 225 Pro XS, S/N 1B287870

  10. Member
    Join Date
    Jun 2013
    Location
    arizona
    Posts
    379
    #10
    2001 Gambler own

  11. Electrical/Wiring/Trolling Motors Moderator CatFan's Avatar
    Join Date
    Jun 2004
    Location
    SW Indiana
    Posts
    26,089
    #11
    In spite of all the joking, for about 90% of situations it's financially crazy to borrow for most anything that depreciates, especially toys like boats. But low current interest rates make it much less crazy than it used to be.

    Some people have the discipline to pay off quickly. Some have financial issues like divorce that they know are going to clear up. Nothing wrong with spending a little extra money so you can have fun sooner, but if you have a truck payment, a boat payment and a bike payment, you are selling your future for toys today.
    If you have integrity, nothing else matters. If you don't have integrity,
    nothing else matters.​

  12. Mid-West Rally Moderator rudapa's Avatar
    Join Date
    Apr 2005
    Location
    Beaver Lake, NE
    Posts
    36,712
    #12
    Like a good BBC'er I paid cash!

  13. Member
    Join Date
    May 2013
    Location
    Richmond, Maine
    Posts
    2,235
    #13
    Bought my Skeeter used three years ago. Sold previous boat. So, yep I paid cash for it.
    2014 Phoenix 920 Pro XP 2020 Mercury Pro XS 4-Stroke

  14. Member marinetechnician's Avatar
    Join Date
    Jan 2011
    Location
    maine
    Posts
    2,022
    #14
    Bought my son's ranger and sold my Cajun , own it.
    Proud Army Dad

  15. Member
    Join Date
    Nov 2012
    Location
    Massachusetts
    Posts
    1,082
    #15
    Own Both of mine.

  16. Member
    Join Date
    Oct 2006
    Location
    Hope Mills, N.C.
    Posts
    8,513
    #16
    Own

  17. Member
    Join Date
    Oct 2010
    Location
    Melbourne FL
    Posts
    988
    #17
    My 1985 Ranger has been paid for since 1987 , still have and love it

  18. Member
    Join Date
    Jan 2011
    Location
    Ardmore, Ok.
    Posts
    1,879
    #18
    01 Triton, owned from day one. Well, day one was in 09.
    SE Kansas grass grower


    ROCK CHALK

  19. #19
    '14 Basscat Puma- Paid with cash- Own

  20. Member
    Join Date
    Aug 2008
    Location
    Lebanon
    Posts
    351
    #20
    Own all three of them.

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