I talked to a homeless man this morning and asked him how he ended up this way.

He said, "Up until last week, I still had it all.

I had plenty to eat, my clothes were washed and pressed,

I had a roof over my head, I had TV and Internet, and

I went to the gym, the pool, and the library.

I was working on my MBA on-line.

I had no bills and no debt. I even had full medical coverage."

I felt sorry for him, so I asked,

"What happened? Drugs? Alcohol? Divorce?"

"Oh no, nothing like that," he said.

"No, no.... I was just paroled."