So I'm in the market and finally found a boat I want. My current 1990 nitro 175tf is just to small and my transom rotted out....so I found a nice boat for 14k, little back story, joined the military, got into an accident on a snowmobile was medically discharged for a plate in my jaw, went to college, got my A.S. and am working slowly on my bachelor's. So while this happened I had to repay back my student loans do to me not being full time and it knocked my credit score down a lot because working a full time job and going to school it was hard to pay all my bills like rent etc....Now i'm paying my student loans (back on top of them) and thanks to school I have a real good job that is paying for my bachelors. Now....what are my options as far as a loan. I can easily afford it now. Just don't know with my credit history.