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  1. #1
    Member
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    Jan 2006
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    Olive Branch MS
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    Boat Us Insurance

    Do you have Boat US insurance? If you do I strongly advise you switch before you have a claim and find out how they really are.

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  3. BBC SPONSOR
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    Oct 2008
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    Portland
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    #2
    I have been trying to get the members her to get educated on there coverage's. It is the back side coverage's that come back to haunt you. What happened to you. Thanks Bob Luellen

  4. Member
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    Nov 2012
    Location
    Muscle Shoals, Alabama-Wilson Lake
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    #3
    I have Boat U.S. insurance on my Bennington, however I've had no claims experience. They've had a good reputation in the past, but changed underwriting companies upon renewal this year. They do have specialized coverages, and my boat's on stated value insurance.

  5. BBC SPONSOR
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    Portland
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    #4
    What year is your boat?

  6. Member
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    Jan 2006
    Location
    Olive Branch MS
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    106
    #5

    Angry

    Quote Originally Posted by Bamaman View Post
    I have Boat U.S. insurance on my Bennington, however I've had no claims experience. They've had a good reputation in the past, but changed underwriting companies upon renewal this year. They do have specialized coverages, and my boat's on stated value insurance.
    My boat also has a stated value. Has been two months already.

  7. Member
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    Jan 2006
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    Olive Branch MS
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    106
    #6
    My boat is a 2013.

  8. BBC SPONSOR
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    Oct 2008
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    Portland
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    #7
    You have Agreed value on a total loss. You need to look into partial losses. Look for Depreciation on machinery. Feel free to call me and I will explain. Thanks Bob Luellen 800-339-1235

  9. Member J D's Avatar
    Join Date
    Jun 2010
    Location
    KCBM
    Posts
    223
    #8
    I had them.....over 20 years, only 1 claim in that time. They Took great care of me. Sold my boat last year....looking for a new boat now. By the sounds of things, they aren't the same company I knew.
    \"When My Ship Comes In, I will Probably Be At The Airport\"
    USAF Retired

  10. Member
    Join Date
    Jan 2006
    Location
    Olive Branch MS
    Posts
    106
    #9
    Quote Originally Posted by J D View Post
    I had them.....over 20 years, only 1 claim in that time. They Took great care of me. Sold my boat last year....looking for a new boat now. By the sounds of things, they aren't the same company I knew.
    N

    I am not sure how hey used they were, did you have any big claims in this time? A total loss? All I can say is they are great when they are taking your money!!

  11. Member J D's Avatar
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    Jun 2010
    Location
    KCBM
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    223
    #10
    I had them for nearly 25 years. USAA refused to insure my Ranger when I was a 2LT in 1988....so I found BoatUS and never looked back. My rates were reasonable. I did only have one claim in that time, a lower unit and prop. I was back on the water within days. Was completely satisfied.

    Things have evidently changed and not for the better.

    Im glad I found this thread....I am in the market for a new boat and will be looking for a new insurance company.
    Last edited by J D; 11-27-2016 at 09:20 AM. Reason: pilot error
    \"When My Ship Comes In, I will Probably Be At The Airport\"
    USAF Retired

  12. Member
    Join Date
    Nov 2016
    Location
    Birmingham AL (Pelham)
    Posts
    169
    #11
    I had a boat accident 25 years ago. Hit an unknown underwater obstruction that did major damage to the hull (hit railroad spikes driven into the top of a huge stump that was not marked and which was maybe 12" underwater. Had insurance through Geico which ended up with Traveler's. Worst experience I ever had. They totaled the hull, but the trailer and motor were fine. Expected ME to remove a 2.5 liter merc from the transom, and to keep the trailer, and arranged for a salvage operation to come take the hull.

    I asked "how stupid are you?" Where can I buy a bare boat hull, and then go pick it up and expect it to fit my trailer, etc...

    I negotiated with the salvage people and they bought my motor and trailer at a fair market value.

    Won't ever use Traveler's again. People were ultra-snotty when dealing with them. Common reply was "that is your problem, not ours..." Told them I have never had a car wreck where the insurance said we are totaling the body, but the frame, engine and transmission are fine so you get to keep those and we just pay for the body. Where you get a replacement is your problem.