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  1. #1
    Member grayline's Avatar
    Join Date
    Apr 2014
    Location
    Newnan Georgia
    Posts
    3,512

    What is your coverage?

    I have full coverage on my Z7 but with my business and all the vehicles (11) total my boat is basically free I asked about coverage and got the run around..I have full replacement up to $33,200 plus 2 mil in personal life liability. And 1 mil in property damage .
    With the multiple coverage discount its around $132 per month

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  3. BBC SPONSOR
    Join Date
    Oct 2008
    Location
    Portland
    Posts
    748
    #2
    What insurance company?

  4. #3
    Geico
    2011 Raptor--Full coverage ($1k deductible)
    2013 BMW 650i--Full coverage ($1k deductible)
    2008 Prius (x2)--both liability only
    30' Cruiser ($50k replacement) ($1k deductible)---sits on a lift in the lake
    Double axle Aluminum trailer for the above ($7500 replacement-$250 deductible)--in storage lot at the marina

    Vehicles are $212/mo

    Boat/trailer are approximately $500 a year.

  5. BBC SPONSOR
    Join Date
    Oct 2008
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    Portland
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    #4
    What year is your cruisers?

  6. #5
    Quote Originally Posted by insurancepro View Post
    What year is your cruisers?
    2007, i always forget there is a cruiser brand as well. Mine is titled as a 30' single engine, standard cabin cruiser.. nothing crazy outside of AC etc.

  7. Member
    Join Date
    Nov 2016
    Location
    Birmingham AL (Pelham)
    Posts
    518
    #6
    For the record, I have my 2008 BassCat Pantera Classic + 2014 Merc Pro XS 200 + trailer insured for $26,000. $250 deductible. $224 per _year_. I also have my homeowner's, + 3 automobiles insured. All with Allstate. I have no accidents or tickets on my driver's history.

  8. BBC SPONSOR
    Join Date
    Oct 2008
    Location
    Portland
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    #7
    Oldtimer, You will want to check your coverage's and make sure you do not have an Actual Cash Value policy. You always want to get an Agreed Value policy. Feel free to call if you would like. Thanks Bob Luellen 517-627-8080

  9. Member
    Join Date
    Nov 2016
    Location
    Birmingham AL (Pelham)
    Posts
    518
    #8
    Actually I would be happier with an actual cash value policy. Blue Book gives $32,000 as the retail value of the boat as it sits... I simply insured it for what I paid for it, not that I ever expect to have a claim. But lower units do hit the bottom of the lake from time to time so that is my main interest.

  10. BBC SPONSOR
    Join Date
    Oct 2008
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    Portland
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    #9
    Oldtimer, You need to call me to fully understand how an Actual Cash Value policy works. It is not what you think it is. Thanks Bob Luellen 517-627-8080