Long term bonds

[NitroZ7]

It may not happen anytime soon but if rates finally do rise sometime in the next 5 years and you are about 15 years from retirement would you load up on 30 year bonds if you could get 6 or 7 percent? It would be nice having that predictability if the opportunity arises.

[boneil]

If I was 15 years from retirement and was able to earn 6-7% in bonds, yes. at 15 years, I think the process of changing the risk profile of a retirement account should start regardless of what rates are doing.