Originally Posted by
boneil
Is this a fund or ETF of some sort that holds multiple companies? Or is it a single company stock. Funds and ETFs will hold multiple stocks, so it is diversified. Which will protect you from a single company taking dump. Each asset in the fund will only represent a certain percentage within the fund. So if one asset/stock goes up 100%, depending on the weighting in the fund, the fund may only go up 10%. The same if a stock takes 50% haircut. The fund may only lose 5%.
You really should talk to the advisor about your concerns. But remember he has a financial interest in keeping you a customer. But at the same time, understand that many funds have under performed the markets. They have hedges on which will limit their upside while protecting the downside. That may be the case here. But wouldn't know unless you know exactly what you are holding. Which you should know.
He should also be okay with talking about YOUR ideas. After all it is your money.