So I bent my prop shaft and made insurance claim and they covered a reconditioned lower unit. Went to shop and signed the check, well the shop ordered and installed a brand new lower unit. The shop was like, there is a unpaid balance of $3000 or so. I looked back at the insurance quote and it says reconditioned lower. So has anyone had this happen? Insurance agent is going to contact the shop in the morning. Been without the boat for 2 months, and have tournaments coming up within a week. Will they just order the reconditioned lower and I have to wait or what? Thanks for any info