Bass boat insurance -who are you using for a competitive rate?

[ifishinxs]

Good friend is an insurance broker.
I use Progressive for everything. House, Boat and cars!

[mflora98ss]

Progressive for me as well.

[Bill2e]

Bob at Worldwide. Been with them for about 8 years now.

I use Progressive and have been very happy.

Bob is awesome, few years back I called him. We went through my policy and he advised me to stay with what I had because of some long term discounts he couldn’t match. Honest person and I would have no issues using him.

[BMCD]

Just call around.

[Steven H]

Progressive, renews in march and plan to look at least at Allstate who I have my car and home with already.

[Crankin]

Just switched from Geico to Progressive. Same coverage, lower rate.

Actually your progressive policy is much better . All Geico policies are depreciating policies. So while you might have an agreed upon value on a total loss, if yoiu have a less than total loss your coverage will be decreased on a depreciating scale based on the age of the boat. This applies to all connected parts of the boat like TM , Electronics, Power poles, ETC..

[BroWhoop]

Went with Bob at Worldwide when boat was new,.10 years. Started with aqua-pac, it changed to Markel few years ago. I went up a small percentage every year. This year it went up about 40 or 45%, don't remember exactly. I called Markel, they tried to transfer over to Worldwide but couldn't get thru. Ended with the same coverage at Progressive at approximately my policy price.

[Stratos81]

Erie

Bob couldnt come close years ago when I called.

[MTM]

Check out Travelers. Check the coverage and what all it covers. Saved me money and paid me for things others I was paying more for wouldn't pay me for.

[Cliffprocraft190]

They paid mechanical? Is that a special policy? Bought Bad gas how the heck do you prove that?

The mechanic I took the boat to said I was lucky to have State Farm as he said they were the only company he knew at that time that would pay damage due to fuel contaminated with water. He showed the adjuster the inside of the engine after it was tore down and the adjuster agreed. It was not a special policy. This happened back in the mid/late 90's.

[96 Champ]

What I did not know about world wide marine is that they are just a broker, when it was all said and done my Ins. came from progressive, granted it was cheaper than what I had but my broker could not get it at that rate. Insurance is nothing more then legal extorsion in my opinion.

[gray7340]

I use Ryan McCoy with Goosehead. He reps both progressive, travelers and more. I currently have travelers, and he knows bass boats well. His number is 903-574-2277.

[DaveBrabec]

Was with worldwide. They canceled me a couple years ago. Went with State Farm. Then Worldwide called wanting to renew. Never had a insurance claim on any boat in 50 years.

[JAZII]

Travelers
They have mechanical breakdown coverage and tournament cost reimbursement.
I had a claim that was for a total loss of one of the two boats I had insured with them and they paid the agreed insured amount for that boat.
I still have them currently.

[born 2 fish]

Bob at Worldwide. Been with them for about 8 years now.

Same for me.

[BP in ME]

Progressive gives me reasonable rates but I've never made a claim so I can't attest to how that would go

[mean_dean]

Progressive direct, agreed value coverage, 300K liability, and propulsion plus to cover the lower unit if I hit something. Price hasn't changed since I bought the policy when I got the boat in 2015. I've never had to make a claim on the boat, but I have on motorcycle and auto and they have always treated me well.

[apenland01]

I'm with Progressive for auto and boat. Had a bump in premium last time, so when it renews in a few months, I might need to shop it around...

[78Staff]

Also Progressive - In Florida, we are somewhat limited in who will offer policies as I understand it. Even Bob at WW told me he could only write Progressive in Florida. I actually started with Geico when I bought the boat, but Progressive was much better policy I found so changed it the next day. Had a slight increase in prem last year as most everyone did, at least in Florida. I suspect will jump again this year. Hopefully not as bad as Home Ins, whch went way up this year :(.

[T. Hill]

If you’ve been with someone 5 years your paying to much.