Results 1 to 4 of 4
  1. #1
    Member
    Join Date
    Feb 2010
    Location
    Culpeper, va
    Posts
    664

    CD or muni bond?

    What's ya'lls take on buying one vs the other?

  2. Member
    Join Date
    Jun 2018
    Location
    Tucson, AZ
    Posts
    2,170
    #2
    Duration, interest rate and tax impact. I assume you are just looking to park money somewhere for a period of time?
    1994 Ranger 492VS
    2004 Optimax 225 - 0T920364
    6" Hydro Dynamics Manual Jack Plate
    24p Fury 4
    24v 47" Lowrance Ghost / Lowrance HDS


  3. Member
    Join Date
    Feb 2010
    Location
    Culpeper, va
    Posts
    664
    #3
    Quote Originally Posted by apenland01 View Post
    Duration, interest rate and tax impact. I assume you are just looking to park money somewhere for a period of time?
    Yes....6 months up to 5 years.

  4. Member
    Join Date
    Nov 2011
    Location
    Coral Springs, Florida
    Posts
    10,949
    #4
    What about regular treasury bonds? If you live in a state with an income tax the interest paid on the treasuries would be free of state income tax. Are you in a high enough tax bracket to justify buying a municipal bond over a treasury bond? Also note that municipal bonds are not as safe as treasuries so there is a credit component that needs to be taken into account.