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  1. #1
    Member
    Join Date
    May 2019
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    Elburn, Illinois
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    389

    RMD's and the market

    I was thinking about this the other day and wondered what everyone else thought. I'm not near retirement, still have about 12 years, but the Boomer generation is or will be very soon. With potentially many being forced to take RMD's (required minimum distributions) and the millennials maybe not buying into the stock market plan, how do you think this will affect future investing.
    I have my thoughts but would like to hear other perspectives on the topic.
    I've read that the next 7 years will be the largest transfer of assets ever.
    How are you positioning yourselves for this?

  2. Stocks/Investments Moderator boneil's Avatar
    Join Date
    Jul 2010
    Location
    Aberdeen, MD
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    12,199
    #2
    Are there enough retirees with large enough accounts that the RMD would be meaningful? I doubt there is. I think the GenXers, myself being one, are investing more than previous generations did. I think the boomer generation relies more on SS. The younger generations have grown up hearing that SS won't be around in it's current form for us so we have to plan to fend for ourselves for retirement so we just keep buying the market with our 401Ks, IRAs and equivalents.
    Thanos was the hero