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  1. #1
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    Feb 2016
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    Thumbs Up How much is your boat payment?

    The new Skeeter thread got me thinking...how much is the payment on a $100,000 boat with zero down? Come on I am sure there are some of you out there.

    FYI my payment is zero.
    ~~1995 Gambler~~

    Mercury 250 ProXS
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    "Runs like a cheetah... with his @$$ on fire"

  2. Member
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    Dec 2018
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    Kelseyville Ca
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    #2
    They do them like house loans. 20+ year loans. Haven’t had a boat payment in 11 years

  3. Moderator Mark Perry's Avatar
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    Jun 2004
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    Runaway Bay, Texas
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    82,996
    #3
    $0

  4. Member
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    Dec 2015
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    Alabama
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    #4
    I thought it was a rule you had to pay straight cash money?

  5. Member basscat21's Avatar
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    May 2008
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    Flufferville..
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    43,871
    #5
    0

  6. Member
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    Sep 2017
    Location
    Pryor, OK
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    2,785
    #6
    Quote Originally Posted by Transom View Post
    I thought it was a rule you had to pay straight cash money?
    It is when you’re lying on the Internet. But it the real world, when your bank was offering 1.79%, you actually should borrow money. That’s what I did. No idea what my payment is. I think I did a 4 year note but I’m not even sure at this point.
    2022 Ranger Z520R, 2022 Mercury 250 ProXS 4s
    Dual 16” Lowrance Live’s at console, 12” Live with Active Target, Garmin 8612 and Livescope, and Humminbird 12” Mega 360 at the bow
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  7. Moderator Luke's Avatar
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    Oct 2004
    Location
    Sullivan,MO
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    29,093
    #7
    Mine isn't new. I just refinanced mine to put a newer motor on it and also cut my interest down and also my loan term down by a year.
    Mine is like $390/month.
    Wish I could have a new one or anyone and not have a payment, but my pocketbook isn't that good. I work hard for mine and don't mind financing it to be able to have one.

  8. Moderator
    Join Date
    Jul 2004
    Location
    Westford
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    16,838
    #8
    0

  9. Member
    Join Date
    Oct 2009
    Location
    Plum Branch, SC
    Posts
    2,556
    #9
    $100,000 @ 7.99% with zero down comes out to $835.82 for 20 years according to my calculator. almost cheap enough to have a Saturday boat and a Sunday boat!


    Jeff Clark
    Bassman469


  10. Member
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    Aug 2014
    Location
    Otis Louisiana
    Posts
    509
    #10
    Now mine is 0. But when I was paying on it; it was about $150 or so

  11. Member
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    Jan 2005
    Location
    Orange, Texas
    Posts
    1,256
    #11
    NOYB...

  12. Member
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    Mar 2014
    Location
    campbellsville ky
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    407
    #12
    Older Nitro that I love - payment 0

  13. Member
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    Feb 2016
    Location
    niceville florida
    Posts
    750
    #13
    Zero!! Love having a payed off boat. Think it was 200 or so month when it was financed though. Been thinking about getting another one but no way I’d be spending 800 a month on a boat loan.
    2009 Triton 18x3 Pro

  14. Member
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    Apr 2012
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    Fritch.Tx.
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    782
    #14
    0 mine has been paid for from day 1.

  15. Lowrance/Garmin/GPS Moderator fishin couillon's Avatar
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    Jun 2004
    Location
    Pineville, La
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    33,134
    #15
    Mine is $0

    But as the OP said, always wondered how some of these guys get these top of line boats every few years .
    YOU are not entitled to what I have earned!!!!!

    2014 Phoenix 619 Pro / 2014 Mercury 200 Pro XS

  16. Member
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    Jun 2009
    Location
    Elkhorn City KY
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    10,621
    #16
    Do you really think someone is going to post my payment is $600,700, 1000/ month and proceed to get piled on. Every person’s financial situation is different and unique to their own life.

  17. Ranger Boats Moderator 22RangerZ520R's Avatar
    Join Date
    Dec 2009
    Location
    Louisville, KY
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    5,414
    #17
    Quote Originally Posted by Babe Winkleworm View Post
    FYI my payment is zero.
    +1


    2022 Ranger Z520R | 2022 Platinum F250
    Apex 19 | (2) Apex 16's | Mega 360 | Mega Live

  18. Member
    Join Date
    Dec 2011
    Location
    Huntingtown, MD
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    2,596
    #18
    This is the new way, they don't care what it cost or how long payments are as long as they can make the $562 thumbnail_IMG_20221008_074504084.jpg
    04 521VX 250 Pro XS
    14 521C 250 Pro XS

  19. Member bloodman's Avatar
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    Oct 2008
    Location
    Belvidere, Il
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    6,010
    #19
    Boat payments are not allowed on BBC. If you have one you need to contact Al for membership revocation.

  20. Member
    Join Date
    Apr 2013
    Location
    Jacksonville, Florida
    Posts
    440
    #20
    2021 Bullet SDC
    Mercury 300R

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