$4,000 per month was the stated burn rate. Do the math, it's actually WAY below norms.
I've calculated for a wash between inflation and investment growth. A flat spend basically.
My wife passed away several years ago, she was waiting, without due cause at all.
We had the cash, we had no debt, we both had pensions and SS, plus our investments.
While I'd never suggest being wreckless, there are always risks ... death being one.
Managed to get lucky, or she was really bad, and found a new partner a few years ago.
We're both comfortable. We retired her 1.25 years ago, once the lockdowns subsidied.
If we want/need to work again, we're both extremely employable, solid qualifications.
Again, living life is the answer. Work is a means, nothing more, that's why they pay you.