Picked a CD up last week issued by BMO Harris. 7 year maturity 4% yield. I believe it is callable next year but tough to pass up 4%.
Picked a CD up last week issued by BMO Harris. 7 year maturity 4% yield. I believe it is callable next year but tough to pass up 4%.
It's getting better and better for super savers. We've seen 3.0% for 18 months.
As always, there's a silver lining in nearly everything. CDs are on the move.
PenFed CU has 3.5% for a 5yr. Im still holding out though.
What is the opinion of a 3 year fixed annuity @ 3.5%? GBU Pittsburg.
I will check this out with the advisor we are meeting with tomorrow. Maybe he can get me a CD there?
My screenshot for GS is thru Schwab, one of my brokerages.
Your brokerage should have a nice long active list of options.
IRAs absolutely have access to Treasuries & Corporate Bonds.
Series I Savings Bond are direct. But small amounts anyway.
You're limited, $10k/person/year, buy at US Treasury Direct.
I don’t want any on-line CD’s or bonds. My wife does not use a computer, so if I die it would be very difficult, or impossible for her to redeem them. I have to keep it simple with brick and mortar, or through an advisor who can help her. I would love to put 20K a year in the I Bonds.
Anything online thru your broker, will become immediately available to her upon your death.
It's simple. She can contact the advisor, set a meeting & handle everything in person, not online.
Not one bit different than online banking, as long as the bank has a brick and mortar location.
My Schwab broker is in Orlando, by design. But there's a smaller walk-in shop in Tampa as well.