Just got unexpectedly terminated for a compliance issue after 15+ years as a store manager at one of the national retail chains. Blindsided by it honestly, but trying to figure out what to do next. Have a wife who works and 2 kids in elementary school.
Curious if I should apply for unemployment and what about insurance? Cobra? Been applying for jobs all morning in the OKC area hoping I can get back to work asap.
Stop, breathe, don't panic, it will be just fine. There's plenty of work out there, everything is good.
Yes, apply immediately for unemployment. In Florida, you'd be turned down for it, but apply now.
COBRA will apply, it's there regardless of separation cause. Your wife might have cheaper options.
Immediately suspend all non-essential expenses. Review your savings, budget, etc. and be aware.
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And remember, your wife and kids need you to be calm, reassuring and strong. Keep the spirit.
for you. How as one door closes, a better opportunity opens.
You can go on the Cobra it used to be fore 26 weeks until you find new employment. Sorry to hear this sounds like you might be taking a fall for someone up the line.
Apply for unemployment even if you have a severance package as it gives you some supplemental income while looking for a new job however it doesn’t kick in right away. If is to help you devote more time to your job search.
Yes you should file for unemployment, it starts the day you file not the day you get fired. You should pass on Cobra and file for Medicaid insurance for you and your family it's free . These are your benefits they you have been paying into for 15 years. The job search market might not be as fast as expected. Good luck on your search you will end up on your feet.
Something better will come of it.
It’s going to be in your interest to file, can you get benefits through your wife’s employment? It sucks when you get hit with this unexpectedly but look forward step back and look forward at what the right next steps are
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Last edited by tj; 05-20-2022 at 10:41 AM.
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COBRA is 18 months, not 26 weeks. It's a Federal law, there's not a difference based on state.
People don't pay into Medicaid. And you need to be pretty broke to qualify, check state guidelines.
In Florida, severance will count as income during any unemployment period, if you file & qualify.
And please do take the first decent opportunity, even if it's nominal (grocery, etc.) it's income.
The Marketplace might be an option. However, if your wife can get benefits at work, it's not one.
Rules are posted on the marketplace website. Whatever you do, be truthful, it's a Federal site.
Wish you the best and hope you find a new job ASAP.
Sorry this happened to you. Hoping nothing but the best for you and your family.
Best of luck to you.
One quick solution is to check into being a substitute teacher. Most districts now are hurting because of illness and some pay up to $150 a day.
Honestly can think of a better time than right now to be let go. Seems like there are plenty of jobs. You will be fine.
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Good luck. Sorry you are going through it, but as said before, this might be the best time to be looking for work.
File ASAP
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The rail industry is always looking for quality people with solid work history. If you have a degree there is always a chance to hire in as a manager. I know it sounds crazy, but they hire people with degrees that have never worked on a railroad versus promoting from the ranks. Best wishes!
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You will be fine. Just tighten up a bunch and hit the bricks for work.
There is definitely something to the ol one door close another opens saying. Every time I've ever finished a job and got laid off or drug up bc one sucked I pretty much always found something better. Keep a good attitude and don't let yourself get overwhelmed. In the near future you'll look back at this and see it as a blessing.
Its uncanny how things work sometimes. Things that seem to be the end of the world turn out to be turning points to greatness.
My company has a Conductor opening in Tulsa.
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File for whatever benefits you can get. Then In the meantime apply to any and every position that you are qualified for. Don’t just look in the retail world, expand your search to every occupation field that you think you would like and would be qualified for, even if it means you have to travel for additional job training in the beginning. Also don’t be afraid to take a pay cut. When someone is fired, it’s for a reason and companies all talk to each other behind the scenes.
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