It looks like most here are seeing fraudulent charges by companies that appear to be fronts for the sole purpose of stealing money from credit/debit cards. Try Googling the mentioned company names and you’ll see what I mean. It is my understanding that the business or entity that authorizes card transactions is ultimately responsible for all card transactions, whether it be credit or debit card. If the charge is false and disputed than that entity has to pay it. But if the entity in question is fake to begin with who then pays? Seems to me that Visa and MC need to better control who gets access to their services.