The best thing about having a ton of disposable income and free time is that you can purchase the best equipment and not have to resort to less expensive combos, so it's a win win, you can focus on fishing with the best gear, instead of just making do while telling yourself or projecting on to other's that high end gear doesn't make a difference.
My high end gear catches a lot more fish than my few cheaper combos because the better stuff is much more enjoyable to fish thus they get used more which means more catch rates, the math is simple.
The majority of people fish what they can afford, if you can easily afford the best without even noticing it in your pocket book why fish lesser gear, well most of the time it's because you can't afford to.
Fish the best you can afford.