hit a underwater floating log

[eagleman55]

2010 ranger commanche ranger cup 225 pro xs. Hit a log took the whole lower unit off. I lost foot and prop. Sheared studs and bolt on lower plate. Threw me to side and kill switch stopped motor. I have state farm insurance. any pointers or info would sure help. I called my agent and left a voice mail. Will tow boat from dock to trailer in the morning. to shook up tonight.

[Grits and gravy]

I recently filed with State Farm on a metal pole that was under the water line I hit. Gouged the hull and ruined prop and lower unit. Got estimate and they paid claim, fast. Problem now is finding a lower unit. Was told 2-6 months.

[fishing122]

Your lucky. There’s a strong shot your engine will be totaled since it will likely also need a mid along with all the possibilities or engine mounts etc. also a hit that hard might have done transom damage. Make sure you take it somewhere that knows what to look for. Good luck

[BassmanZF6]

I did that last year and luckily all it did was damage the trim unit, State Farm paid the claim.

[mikesxpress]

Hull inspection required.

[eagleman55]

Well hull and pad made it with no problems. Transome soild,lower unit and prop not repairable. new OEM lower unit $8400.00 ,prop and hub, $890.00i Est. for repairs and photos with tear down report total $10,000. Looks like insurance has it all covered. I didnt want to renew it this ywear, but wife said do it you never know. Glad I listened once.

[bass.man65]

So ins will spend $10000 on a engine that's worth $6000 on it's best day. I would take that check and put it to better use.

[Grits and gravy]

I would take the $10,000 sell the used motor for parts and buy a new motor. $8400 for a lower unit is crazy. My 2017 Yamaha SHO lower unit is $5000 and that is new at factory In Japan. Problem is, it will be 2-9 months before it makes it to the US depending on how much the government pays people to not work at the ports.

[jstbass]

Yep agree Junk it and get a new 4s That's a lot of $$$$ for and old motor. Do a do over?

[BassmanZF6]

Don't get a new one, keep that old 2 stroke going.

[eagleman55]

Stae farm called this moning on a Sunday. Sending check out for total repairs. Since power head only has 72 hrs on it I'm going to proceed with repairs.