I’m 33 and have zero debt. We paid off our house which is values at $250k back in May and now I’m looking at how to start investing my extra income. I’ve looked into refinancing my home with a cash out and putting that money into the S&P 500. If I can get a refi for 3% interest do you think this would be a good idea. I would basically be paying my house note again which is no big deal. Here’s my question, is it better to have the $250k invested today and pay 3% interest or to just start at zero and invest that $1500 a month into the market each month. That way has no interest but it will take years before I have enough money invested to start making money. I can argue either way lol