I don't know if anyone else watches some of these videos of people retiring in their 30's or 40's with 1 million dollars but I just don't know how they can feel secure doing it at that age. Are they basing their decisions on the stock market performance over the last 10 years and assuming it will be the same going forward? Are they not planning on having kids? I was looking at some of the stock market projections over the next 10 years from some of the asset managers. Now no one can predict even 6 months out but lets just say they are right and we get a flat market for a decade returning maybe 3-5% and inflation is 2%, then how do you stay in retirement at 30 to 40 years of age without ending up broke? I guess they could go back to work but it seems like a huge risk. I can see the great resignation turning into the great application if it happens.