What is not being said is that the money invested into any ROTH account was already taxed. The Gov't already got paid their taxes! Looks to be double taxation just like they do with any State tax refund. I don't know what "loophole" they are referring to either but they are trying to get their hands on money that doesn't have to be reported on a 1040 by their laws and rules ie. money withdrawn from a ROTH account is not reportable as income on a 1040..... I know you can have a million bucks in a ROTH and get free obamacare as the money withdrawn from a ROTH is not reported as income which obamacare qualifies against and show a ZERO income to boot on your 1040.... That's the way I read it anyway.....
Good luck!