Naive, irresponsible? I would say both for sure when it comes to saving and investing, but now in my mid-40's I probably have to start investing some other than my 401K. There is so much information here and honestly, most of the terms I have been reading on this stocks/investments board are like a different language. Where to begin? I am pretty late in the game and don't have a lot of expendable income, but where would be a good start to learn about stocks, mutual funds, index funds, and anything and everything in between?