Hey guys, just wanted to give a big shout out and recommendation for Bob at Worldwide Marine Insurance.
Like a lot of guys here, I learned about Bob from reading stories on BBC where he went above and beyond to help folks after having a claim on the boat, so I ended having my Progressive policy assigned to Bob.
When I signed up with Bob, he gave me his cell phone and told me that he hoped I didn't need to ever use it, but to call him if I ever had an issue.
Well, 10 years later, I had an issue.....short story is that I destroyed the lower unit (both external and internal gear damage, etc) on my 2018 250 Merc Pro XS and Progressive sent an adjuster who said good news, they will give me a check for $2K and I can arrange for a shipment of duct tape and bubble gum to fix my LU. It was clear the adjuster barely understood marine engines.
After complaint, they sent out a second adjuster that surprisingly (sarcasm) came to the same conclusion as the first adjuster from Progressive.
Bob got involved, kept me updated daily, and had them send out an professional independent 3rd party marine surveyor who understands marine engine. 2 weeks later, check for a replacement lower unit is in the mail due to Bob's efforts!
I highly recommend Bob if you have any marine insurance needs!
RL