I already have a 401k from where I work, I put in 11% and the company matches me 4%. I’m looking for other ways to save for retirement. I just turned 40, I’ve be contributing to this 401k for 7 years. My wife will have a very small retirement. Is a Roth IRA a good way to go? My 401k is with vanguard and they have a Roth that I can put money into there. Was thinking 150-200 each pay until I retire (20-23) years from now... any input will help!! Thanks 🙏